Unlock Your Wealth
Without Selling.
Time is money. We save you both. Experience the Mercedes quality process at a Corolla price with Luiz Oliveira's Team.
Custom Rate Quote
Select a loan product to begin
Close Your HELOC in
As Little As 5 Days*
Our process is 100% digital, 100% seamless, and designed to get funds to your account as quickly as possible.
Digital Verification Support
Streamlined digital tools help verify income and property data faster when available.*
Private Funds Use
Funds go straight to your bank account. Spend it how you want.
"Quality of a Mercedes for the price of a Corolla."
- Tax returns not required in many cases*
- Paystubs not required in many cases*
- No appraisal in many cases*
Built for Real Life
We say yes when big banks say no. Specialized programs for complex scenarios.
Self-Employed?
Verify your income digitally. Tax returns may not be required for many programs. We understand business owners.
Trusts & Entities
We lend directly to Revocable Trusts and LLCs. Protect your assets while accessing equity.
Property Types
Funding available for Primary Residences, Second Homes, and Investment Properties.
The 5-Day Blueprint
How we use technology to beat the banks and fund you faster.
Apply Digital
5-minute online application. No paperwork upload needed for most.
AI Underwrite
Our AI verifies income & property value instantly. (Day 1-2)
Remote Notary
Sign securely from anywhere via video call on your phone or computer. (Day 3)
Funding
Funds wired directly to your bank account. (Day 5)
Financial Calculators
Transparent numbers. No hidden fees.
Meet Luiz Oliveira
Executive Branch Manager | NMLS #1092503 | DRE #2229754
I started in the mortgage industry in 2014, moving up from contact lending to management. I now run a highly trained team of assistants dedicated to processing your loan with speed.
My philosophy is simple: family is everything. I work day and night for my clients because I know you are doing the same for yours.
Alabama, Arkansas, California, Delaware, Florida, Idaho, Iowa, Kansas, Maine, Maryland, Minnesota, Missouri, New Hampshire, North Dakota, Oregon, Pennsylvania, Tennessee, Texas, Virginia, Washington.
